July 20, 2026
AgencyCyber Liability vs. Professional Liability: Understanding the Overlap in Your Coverage
Running a professional services business may require managing two kinds of risk that can feel similar on the surface but carry very different insurance implications. Cyber liability and professional liability often overlap in ways that can help address multiple aspects of potentially costly incidents. Knowing where one ends and the other begins is key to covering your business. What Each Policy […]
June 25, 2026
AgencyProfessional Liability Insurance: Defense Costs Inside vs Outside Policy Limits
A professional liability claim can become a financial crisis before a verdict is ever reached. Legal defense costs alone, attorneys, expert witnesses and court filings can consume a large portion of your policy limits while the case is still active. Understanding how your policy handles defense costs is one of the most consequential decisions you make when choosing professional liability coverage. What Are Defense Costs? […]
