Manufactured Home Insurance in Batesville, Greenville, and Grenada, MS
No matter what kind of home you own, you should have the proper insurance coverage to protect yourself financially from the unexpected. One specific type of homeowners insurance is manufactured home insurance.
What Is Manufactured Home Insurance?
Manufactured home insurance, sometimes referred to as mobile home insurance or manufactured homeowners insurance, is a type of coverage designed to protect you financially in the event of a covered loss to your belongings or your manufactured home.
Why Do You Need Manufactured Home Insurance?
Manufactured home insurance is essential for covering yourself, your belongings and your home. It typically includes the following coverages:
- Dwelling coverage may help pay to make repairs or rebuild your house if it or other attached structures are damaged or destroyed by a covered incident. Coverage options are available for other structures on your property that are not attached to your home.
- Personal belongings coverage may help pay to repair or replace personal items, such as furniture, clothing, electronics and sports equipment damaged by a covered incident.
- Personal liability coverage may cover third-party lawsuits for bodily injury or property damage for which you are responsible.
- Loss of use coverage may help cover additional living costs if your house becomes temporarily uninhabitable due to a covered event.
Types of Manufactured Home Insurance
Manufactured, or mobile, homes are typically covered under a type of policy known as an HO-7 policy. This type of insurance provides similar coverage to a traditional home insurance policy (e.g., an HO-3 policy) but is specifically designed for mobile or manufactured homes.
How to Get Manufactured Home Insurance
Insurance Solutions Center is ready to assist you in evaluating your manufactured home insurance coverage options. Contact us today to request a quote.